You’ve been asked to be a Co-Signer, what does that mean?

When we provide a guarantee to a tenant, we need someone else we can contact if something goes wrong. That’s you.  You can find out what that means below.

On this page you’ll find out about being a co-signer with us, but also information on joint tenancies and how to protect yourself and the tenant

UK Guarantor

Only My Share

How does the service work?

The guarantor service is where we act to guarantee a tenancy. If the tenant falls behind, the landlord comes to us and we pay them immediately. We then go to the tenant and help them repay the deficit over time. We help make sure their tenancy is secure and work with them to deal with problems in paying rent.

Default

The landlord tells us that they're unable to collect the rent

Support

We pay the landlord quickly and directly, keeping them happy

Partnership

With the tenancy secure, we work with the tenant to pay the deficit over time

What happens next?

What is it like being a Co-Signer?

We work very hard to work with the tenant. Our service works because we support the landlord right away and take the pressure off the tenant, but we’re also insured ourselves, so we’re very flexible when it comes to helping tenants repay the deficit. As a co-signer, you really are the last resort and nearly all our co-signers are not needed when we’re supporting tenants.

It’s easy to be a co-signer, too

Verify

We'll need to verify your ID and relationship to the tenant

Sign

You'll need to agree to our terms

Accepted

There are no credit checks, you just agree terms and we accept you

If I’m going to co-sign, why not just be the guarantor myself? 

What is Only My Share?

Whether you’re a co-signer or guarantor, you need to make sure you’re protected from housemates’ bills. Only My Share protects you for just £99 per year

Find out more about Only My Share

What our customer say

We work hard to be the best rent guarantor service around, doing everything we can to help our customers. But everyone’s story is different, so hear from our amazing community about their guarantor experience.

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Lets do this, we’re here to help

Make the selection that best suits you and we will show you everything you need to know.

Or apply for our guarantor service

Group 977-min

I am a Student

Group 1320-min

I am a Working

Professional

Group 992-min

Should I be a

Co-signer?

Group 1323-min

I am a Parent of

a renter

Lets do this, we’re here to help

Make a selection from below that best suits you and we will show you everything you need to know.

Or apply for Guarantor service

Housemates

Housemates are on a mission to improve your student accommodation experience. Find your student room quickly, safely and easily online – with all bills included and no hidden fees!

Uhomes

Uhomes

Book Your Perfect Student Housing with Uhomes. Eliminate the inconvenience of arranging your student housing during these prime years.

Uhomes

Book Your Perfect Student Housing with Uhomes. Eliminate the inconvenience of arranging your student housing during these prime years. 

Search Uhomes

Housemates

Housemates are on a mission to improve your student accommodation experience. Find your student room quickly, safely and easily online – with all bills included and no hidden fees!

Search Housemates

I am a Working Professional

Here are some options

Most referencing agencies want you to show you’re earning 3x the rent. We just need 1.5x

Guarantor Application Check List

You must meet the requirements below:

  • Student Studying in the UK or Ireland
  • Have proof of identity: a passport, provisional or full driving licence
  • Have proof of study documents from UCAS or a letter from your University
  • Have a proof of address document dated within the last 2 months
  • Have a Co-signer ready. What is a Co-signer?
  • Have a place to rent? If you don’t try our House Finder Service

Guarantor Application Check List

You must meet the requirements below:

  • Be employed or self-employed
  • Earn at least 1.5 times your share of the monthly rent
  • Have proof of income, for the last 3 months
  • Have proof of identity: a passport, provisional or full driving licence
  • Have a proof of address document dated within the last 2 months
  • Have a Co-signer ready. What is a Co-signer?
  • Have a place to rent? If you don’t try our House Finder Service