Who can be a rent guarantor?

14 September 2017

If you are looking to rent accommodation in the UK then you will most likely require a rent guarantor. This is a requirement that most landlords and accommodation providers require. If you want to know more about what a guarantor is, read our article on ‘What is a guarantor?’

If you know what a guarantor is but are finding it hard to work out who could act as yours, read on because, as usual, Housing Hand have all the answers. 

Who can be a rent guarantor? 

A rent guarantor can usually be anyone between the age of 18-75 who is a UK resident, who is in and does not have a poor credit history. For many this is a parent, relative or friend but for thousands of people every year, especially international students and working professionals, this person can be hard to find.

This is where Housing Hand UK rent guarantor service can help. We currently act as rent guarantor to thousands of students and working professionals who could not find a suitable guarantor of their own. If you are unable to find someone who meets this criteria or want to know more about guarantors, their requirements and responsibilities give us a call on 0207 205 2625 or send us an email. The Housing Hand team are always happy to help.


Can I use someone from outside the UK as my rent guarantor?

In short, no. A rent guarantor must live in the UK. This can present a problem for  international students and working professionals but once again, Housing Hand offer a solution. At HH we simply require a ‘co-signer’ who does not need to be a UK resident or meet many of the same financial requirements as a guarantor. A co-signer is a second point of contact for the tennant signing and is also liable to repay Housing Hand for any payments HH make on the tenants behalf.

Can I use a someone with bad credit as my rent guarantor?

Again, the simple answer is no. Poor credit history will prevent a UK rent guarantor being accepted by a letting agent or landlord. Housing Hand however take co-signers with bad credit history. All that is required of them is that they must have an income.

Can I live in the same property as my rent guarantor?

No, a tenant cannot have the same address as their rent guarantor. This is the same for HH and the co-signer. For more information on what a co-signer is and who can be one follow the links.

Do letting agents and private accommodation providers accept the Guarantor Service?

Housing Hand work directly with the majority of hall providers as well as 1000’s of letting agents and tenant referencing companies in the UK. If for some reason a letting agent or landlord has not heard from us then one of our housing team can make a formal introduction to ensure they accept us, which we can do before tenants make payment. One way to ensure the letting agent you choose will accept us is to use our free House Finder service. Enter your details once and all the letting agents in your specified area will be alerted of your search and will contact you with any matching properties. Plus, you will get a list of all those accommodation providers for you to follow up with. 

Any questions?

If you are still unsure of who can be a guarantor or any part of the process please check out our Help Centre where you can find all the information you will need. Alternatively, the team here at Housing Hand UK Guarantor service are always happy to help with any questions. Email team@housinghand.co.uk and we’ll get back to you as soon as possible.