Moving into your new accommodation in the UK should be part of an exciting new journey, not a stressful one. But for many young professionals and students looking to rent privately in the UK, one hurdle often stands in the way: being asked to provide a guarantor.
So, what happens if you don’t have someone in the UK who can step in for you? That’s where a professional guarantor service comes in.
In this guide, we’ll explain what a professional guarantor is, who needs one, and how services like Housing Hand make renting smoother, safer, and more accessible for everyone.
What is a professional guarantor?
A professional guarantor service is a company that stands as your guarantor when you rent a property.
Instead of relying on a family member or friend to guarantee your rent payments, a professional guarantor steps in to provide security to your landlord. If, for any reason, you can’t pay your rent, the guarantor service covers the cost so you and your landlord have peace of mind.
Unlike a personal guarantor, a professional service is a business with established processes and financial backing, reducing risks for both tenants and landlords.
Why might you need a professional guarantor?
Many landlords and letting agents require tenants to have a UK-based guarantor. This is especially true if you:
- Are a student without stable income
- Are a working professional new to the UK
- Don’t yet have a UK credit history
- Are renting privately for the first time
- Are self-employed or on a temporary contract
For international renters, the challenge is even greater. Family abroad usually can’t act as a guarantor, leaving tenants either forced to pay 6–12 months of rent upfront or risk losing the home they want.
A professional guarantor service removes that barrier, letting you pay rent monthly like everyone else.
How does a professional guarantor service work?
Here’s how it typically works with a professional guarantor like Housing Hand:
- Apply online.
Provide details about yourself, your income (if any), and your planned tenancy.
- Get approved.
Housing Hand reviews your application and, if successful, issues a guarantor deed confirming we’ll stand as your guarantor.
- Share your guarantor deed
Give this deed to your landlord or letting agent as proof you’re covered.
- Move in
You pay rent monthly to your landlord, as normal. If anything goes wrong financially, Housing Hand can step in to help you navigate the situation.
Learn more about how Housing Hand’s guarantor service works here.
How much does a service like this cost?
Using a professional guarantor is a paid service. Costs vary depending on factors such as the length of your tenancy, your monthly rental amount, and whether you pay the guarantor fee upfront or in monthly instalments. At Housing Hand, you can often choose between a one-off payment, which is usually cheaper overall, or monthly instalments to help you with budgeting.
Benefits of using a third-party service
Using a professional guarantor offers major advantages including:
Getting the property you really want.
Landlords are more likely to say yes to your application.
Paying monthly, not upfront.
Avoid paying 6–12 months’ rent in advance.
Faster approvals.
Professional services handle paperwork quickly.
International support.
Services like Housing Hand specialise in helping tenants from outside the UK.
Housing Hand’s professional guarantor service is open to:
- UK and international students
- Young and working professionals
- Postgraduate researchers
- People on work visas relocating to the UK
- Individuals without a UK credit history
For many tenants (especially international students and working professionals), a professional guarantor service is the key to securing safe, affordable, and flexible rental accommodation in the UK.
Instead of paying thousands upfront or risking missing out on your ideal home, you’ll gain security and confidence every step of the way.
Ready to secure your UK home without the stress?
Need help with a guarantor application? Get in touch today.
