Guarantor Service | Housing Hand

Protect yourself and your child.

When it comes to protecting renters, we’re the UK’s number one brand. We step in so you don’t have to – we also work with your child to solve problems rather than going straight to the ‘Bank of Mum and Dad’

Our products help support your child when they’re struggling or make mistakes, then work with them to find a solution.

We also support you! Paying rent upfront can be expensive, and joint shared house contracts a huge liability

You might choose to do this yourself but if you’re looking for alternatives let us help you review the options

we have four core products:

UK Guarantor

Only My Share

House Finder

Depositless

Lifeboat

What is a Guarantor Service?

We’ve supplied tens of thousands of rent guarantees. There are lots of reasons why it’s better to use our service than being a guarantor yourself

If a guarantor is needed by the accommodation provider, you could potentially stand as guarantor yourself, or you could pay rent upfront.

This is how our service is better than those options

How it works:

Default

Your child fails to pay rent on time - it happens!

We Pay

We immediately pay the landlord the full amount

We Talk

We work with your child to pay over time

Why is this a good thing?

If there's a default, we pay the landlord right away so you don't have to
We're insured ourselves, so we're flexible and kind about how your child repays the deficit
We help them to take responsibility for rent while mitigating the risk and keeping their landlord happy
We build relationships so can offer guarantees over many years at better rates until your child has a credit history
We don't credit check you or your child and we're accepted by more accommodation providers than any other guarantor in the UK
If you're not in the UK, you probably can't be a guarantor yourself

What is Only My Share?

Who is your child living with? Are they reliable?

Most house shares in the UK have ‘Joint and Several’ contracts, so if one person doesn’t pay, the rest of the house are liable.

We can protect you against that.

As long as your child pays their rent, we'll accept the liability for the rest of the house!
If a housemate falls behind, we pick up the bill and pay the landlord
At average £500pm per person rents, the total liability for the house is £18,000 per year
Even with a joint and several contract, as long as the tenant we protect pays their share, we accept the full liability for the contract

Find out more about Only My Share

What is House Finder?

We’re been protecting tenants for longer than anyone else. Even through the pandemic, we’ve stood by our tenants and our clients – our reputation and relationships are unmatched in the UK.

If your child hasn’t found a property yet and you think they’ll need a guarantee, why not let us find them a home where they’ll be accepted?

How does it work?

It's a completely free service, you just need to tell us what you're looking for and where
We share your needs with the biggest network of accommodation providers in the UK
Everyone we send your details to accepts our guarantee, so you know you can easily move in
Our partners contact you offering some of the best properties on the market

It’s free and easy to use

What is Depositless?

Removing another rental constraint

With Housing Hand you don't need a deposit, we are simply Depositless.
Rather than putting down a deposit upfront, only pay 20% of one months rent and spread it throughout your tenancy
We're the only company that offers monthly payments & we're the cheapest too!
Subscribe to Housing Hand and never have to find a deposit on your rental journey

Join us to access Depositless

What is Lifeboat?

We help your child protect their credit history, and smooth the gaps in their income and planning

If they can't make a rent payment, we'll cover it for them by paying the landlord directly
They repay us over time that we both agree
Use your Lifeboat up to once every 12 months
Simple cover with our subscription service
Even when they don't need a guarantor anymore, we'll have a lifeboat reserved for them.

Join Housing Hand today to use the Lifeboat

What our customer say

We work hard to be the best rent guarantor service around, doing everything we can to help our customers. But everyone’s story is different, so hear from our amazing community about their guarantor experience.

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