You’ve been asked to be a Co-Signer, what does that mean?

When we provide a guarantee to a tenant, we need someone else we can contact if something goes wrong. That’s you.  You can find out what that means below.

On this page you’ll find out about being a co-signer with us, but also information on joint tenancies and how to protect yourself and the tenant

UK Guarantor

Only My Share

How does the service work?

The guarantor service is where we act to guarantee a tenancy. If the tenant falls behind, the landlord comes to us and we pay them immediately. We then go to the tenant and help them repay the deficit over time. We help make sure their tenancy is secure and work with them to deal with problems in paying rent.

Default

The landlord tells us that they're unable to collect the rent

Support

We pay the landlord quickly and directly, keeping them happy

Partnership

With the tenancy secure, we work with the tenant to pay the deficit over time

What happens next?

What is it like being a Co-Signer?

We work very hard to work with the tenant. Our service works because we support the landlord right away and take the pressure off the tenant, but we’re also insured ourselves, so we’re very flexible when it comes to helping tenants repay the deficit. As a co-signer, you really are the last resort and nearly all our co-signers are not needed when we’re supporting tenants.

It’s easy to be a co-signer, too

Verify

We'll need to verify your ID and relationship to the tenant

Sign

You'll need to agree to our terms

Accepted

There are no credit checks, you just agree terms and we accept you

If I’m going to co-sign, why not just be the guarantor myself? 

What is Only My Share?

Whether you’re a co-signer or guarantor, you need to make sure you’re protected from housemates’ bills. Only My Share protects you for just £99 per year

Find out more about Only My Share

What our customer say

We work hard to be the best rent guarantor service around, doing everything we can to help our customers. But everyone’s story is different, so hear from our amazing community about their guarantor experience.

Something to Read

A panoramic view of London's Westminster skyline at dusk, featuring the iconic Big Ben clock tower and Houses of Parliament illuminated against a pastel pink and blue twilight sky, with Westminster Bridge spanning the Thames River in the foreground and historic buildings creating a dramatic silhouette along the waterfront.
Blogs

Best student cities in the UK

The UK is an extremely popular destination for international students.  According to the Higher Education Statistics Agency (HESA) report in 2023/24, international students made up

Read Now
Blogs

How to find a guarantor

When renting in the UK, landlords usually require tenants to have a rent guarantor. This is especially true for international students or working professionals who

Read Now
Landing Page- India

Housing Hand Transform Lives of Three Indian Girls

Embarking on a journey to study in the United Kingdom is not just about acquiring knowledge but also immersing oneself in a rich cultural tapestry and embracing new experiences. Before setting foot on British soil, it’s crucial to ensure you have all the essentials to make your transition smooth and hassle-free.

Read Now

language Section 

Housemates

Housemates are on a mission to improve your student accommodation experience. Find your student room quickly, safely and easily online – with all bills included and no hidden fees!

Uhomes

Uhomes

Book Your Perfect Student Housing with Uhomes. Eliminate the inconvenience of arranging your student housing during these prime years.

Uhomes

Book Your Perfect Student Housing with Uhomes. Eliminate the inconvenience of arranging your student housing during these prime years. 

Search Uhomes

Housemates

Housemates are on a mission to improve your student accommodation experience. Find your student room quickly, safely and easily online – with all bills included and no hidden fees!

Search Housemates