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Minimise your rental liability with Only My Share

Sharing house bills is bad enough, but what about rental liability?

What happens when someone in your house falls behind on rent or leaves the property? 

Well, if you’re in a joint and several contract (most house shares are), you could be liable for their share of the rent. 

But with Only My Share, we’ll cover any rent owed when your housemates fail to pay.

  • If you're paying £500pm in a house of 3, the total liability is £18,000! Most house shares are more.
  • In a joint and several contract, you're responsible for the whole amount if one of your housemates defaults.
  • For just £99 per year you can protect yourself.
Visit Only My Share
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Only be responsible for your share of the rent

We don’t believe you should be held responsible for someone else not paying rent. That’s why we created Only My Share. Our guarantee means that if your housemate doesn’t pay and your landlord pursues you for rent, we can step in and cover any rent owed by the other party.

  • You'll need to make sure you keep up with your own rental payments.
  • If you've already started your tenancy (and noticed one of your housemates is a bit flakey) your cover will start after 90 days, so it's good to get it before you move in.
  • We cover the whole liability for the contract.
Visit Only My Share

Something to read

A professional letting agent or landlord in a pink shirt, viewed from behind, hands over keys to a smiling young couple at the doorway of a bright rental property. The happy tenants - a man in a dark t-shirt and a woman in a blue and white striped shirt - receive the keys, representing the successful letting process where landlords have considered financial protection options like rent guarantee insurance vs rent guarantor to safeguard their rental income.
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What our customers say

We work hard to be the best rent guarantor service around, doing everything we can to help our customers. But everyone’s story is different, so hear from our amazing community about their guarantor experience.

“Brilliant customer service all round. The staff genuinely want to help and they are very responsive, in particular Ronny Houillet I always felt good when he would oversee my application. I would recommend this company to anyone struggling for a guarantor. “
Ben Richards
Ben Richards Co-signer
It was an excellent experiance. Everything was crystal clear, and the steps are simple to follow. I would want to thank Dinah in particular since when I contacted her to review my application, she was incredibly helpful and quick to complete it.
Iman Albalushi
Iman AlbalushiTenant
Dani has been patient and helping me understand the terms making the entire process seamless for me even though I had a couple of hinderances. Thank you for all the help! :))
Harini J
Harini JStudent
Sue Churchward was amazing. She was so quick to reply, reassured me and was willing to help me the best she could. I was very stressed with my situation, but knowing that Sue is handling it has lifted a weight of my shoulders. Even now, she is keeping me updated, which is so lovely of her. Thank you Sue!
Anaise
AnaiseWorking Professional
There was some missing documents with my application and Dani Smith reached out to help through. He’s super professional, kind and attentive. Fast replies and very helpful. One of my very best encounters. Thank you Dani for your tremendous efforts.
Shaima Alkaabi
Shaima AlkaabiInternational Student
I've been working with Thomas Poku on a few applications with tenants moving into my properties and even with tenants who struggle with English and understanding forms and what need to be provided Thomas has been able to help guide us through the steps to complete what needs to be done. I will continue to ask for Thomas.
Stanfords Estates Hove
Stanfords Estates HoveAgent/Landlord
Today I received some excellent service from Dani Smith over the phone at Housing Hand. She was very kind, quick to respond and extremely helpful in pushing my application through as soon as possible, making my guarantor application process feel like a breeze. Highly recommend!
Sam Gordon
Sam Gordon Working Professional
Hi, I'm going to the UK in August so I have to find a guarantor. Housing hand is the best among many choices for me, They are believable and quick response. last but not least I would like to thanks Sue Churchward, she is one of team housinghandUK she helped me a lot with my accommodation rent process. Best company and staff ever ❤️
Thapanun Simuang
Thapanun SimuangInternational WP
Great service provided by Housing Hand, when I had no where else to turn. Tom and Sue from the team worked as hard as they could to make sure all the documents were processed for my letting agent so that I could move in on time. Tight turnaround and they pulled it off - friendly all the way.
Charlotte
CharlotteWorking Professional
I had lots of hiccups trying to get a UK guarantor, but Dani Smith was very helpful and let me know exactly what I needed and always kept me up to speed with what was going on. They were also very good at replying to emails which made my experience working with them really nice.
Elias Towers
Elias Towers International Student
Housing Hands exceeded my expectations. The advisor- Thomas, went above and beyond to resolve my query. He is proficient, empathetic and warm. He spectacularly alleviated my worries about finding a suitable rent guarantor. Furthermore, the option to pay via instalments is immensely student-friendly. I highly recommend Housing Hands.
Na Na
Na NaStudent
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