Trying to secure your dream UK rental property?
Get access to more housing options and provide the security your landlord is looking for with the Housing Hand rent guarantor service. Plus, you will also get access to a 24/7 virtual GP and wellbeing support.
Our aim is to make renting accessible to everyone. As the UK’s biggest guarantor service and the only pay-monthly provider, we hope to get you approved quickly with our straightforward application process.
Focus on settling into your new home, whilst we handle the reassurance your landlord needs.
The only ‘pay monthly’ guarantor service.
Payments start when you move in from £36pcm.
Put simply, a rent guarantor is someone who legally takes responsibility for your rent if you are unable to pay.
Having a rent guarantor is a proven and trustworthy way to increase your UK renting options. At Housing Hand, our mission is to make renting easier by providing a UK guarantor to everyone who doesn’t have one.
Having a guarantor proves to landlords and accommodation providers that you can meet rent and bill requirements, especially in cases where you haven’t had a chance to build up a favourable credit score yet or have a poor credit history.
98% of those who apply with Housing Hand are eligible.
Whether you’re 18 or 80, are a full-time student or working professional, are based in the UK or plan on moving here. We can guarantee the rent for the whole of your tenancy.
We’re here to help you get a rent guarantor as quickly and simply as possible. We’ve listed the basic requirements here, but you can pop your email address in the box below and we’ll send you a list with everything you need to fly through our application process.
When using Housing Hand, we’ll also need a co-signer to sign up with you. This is an individual over the age of 18 who will take responsibility for you meeting your obligations outlined in your tenancy agreement.
Proof of study for students
A correspondence from University, UCAS form or a Student ID.
Proof of income for professionals
The last 3 months worth of payslips or bank statements showing your income.
Proof of ID
This can be a passport, drivers license or a national ID document.
Co-signer details
This is someone we can get in touch with if we can’t contact you. They can’t be an existing Housing Hand customer.
As part of our UK rent guarantor service, you will also gain access to professional healthcare support whenever you need it. The virtual GP service connects you with qualified, NHS-practising doctors through convenient phone consultations available 24/7. It also includes confidential counselling support and a wellbeing hub with a range of online resources.
Find your new accommodation
Before you start your guarantor application, we will need details of your accommodation. So, if you haven’t found it yet, you can use our free house finder service to get started.
Get your guarantor
Apply today and follow our easy step-by-step guide. It only takes a few minutes and you’ll be even closer to moving into your new rental property.
Move in
We keep it nice and simple. Once you’re in, you can pay our fee by splitting it over 6 or 12 months and we stand as your guarantor for the length of your tenancy.
Finding a guarantor costs less than you think
When you complete your application, you will be asked to pay a small onboarding fee of £20. This allows us to complete your ID verification checks on you and your co-signer. You then won’t need to pay a penny more until you move in. (Unless you choose to pay upfront!)
Our mission is for everyone to be able to move into a home they’ll love, so we want to make our rent guarantor service affordable for everyone.
Whether you’re a student in need of a UK rent guarantor or a professional moving into a home, you can pay upfront or can split our fee over 6 or 12 months.
As the UK’s largest guarantor service, Housing Hand has supported over 95,000 tenants since 2013. By choosing Housing Hand as your UK guarantor you:
Much of this depends on you. You can get approval in principle immediately, but we need all of your documents to progress. Once we have everything we need from you, we get in touch with your accommodation provider. So we are also reliant on their response time. Typically, with everything we need in place, it can be just a few days.
98% of our applicants are accepted. Working professionals need to show they earn 1.5x their contribution to the rent, and students need to show proof of study. We may ask for some additional details on top of this, as well as a co-signer. If you have any concerns, please get in touch.
When you use Housing Hand as your rent guarantor, we’ll need a co-signer to sign up with you. This can be a parent, family member or friend. As long as they’re working and over the age of 18, they’ll usually be suitable.
We won’t need to credit check them or you, it’s just someone else who will take responsibility for you meeting your obligations outlined in your tenancy agreement as well as a point of contact if we can’t get hold of you.
All Housing Hand guarantor customers will be eligible for membership to our 24/7 virtual GP and member assistance programme, powered by Health Hero. Here you will have access to contact a GP by telephone 24 hours a day, 365 days a year, as well as a dedicated helpline providing you access to:
Counselling
Legal information
Money and debt advisors
Health and wellbeing information
An online hub providing a wide range of mental health and wellbeing-related topics.
Find out more.
Whether you are from the UK or from abroad, whether you are studying or working full time in the UK (including self-employed), you can apply for the Housing Hand Guarantor Service (with certified proof of income or study).
The easiest way to see if you are eligible is to use our quick and free application form. This will give you an answer and a quote within minutes.
Our role is to cover the rent you have agreed with your accommodation provider. If you were to miss a payment, the accommodation provider would contact us in order to make the payment. Once this payment has been made, we will contact you to let you know we have made the payment and to organise an interest-free payment plan to repay us for the rent we have covered.
We only offer 6 or 12-month contracts for our payments at this time, this means that if your contract is 10 months long, you would still have subscribed to pay Housing Hand 12 payments. If your tenancy agreement is 6 months or less, you can split your payments over 6 months.
Need help?
We work hard to be the best rent guarantor service around, doing everything we can to help our customers. But everyone’s story is different, so hear from our amazing community about their guarantor experience.
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If you’re letting a property or accommodation to students or working professionals – particularly international tenants – you’ll already know how common it is for renters to need a guarantor. Managing multiple guarantors, assessing risk, and handling default cases can be time-consuming, inconsistent, and stressful. That’s why many landlords and
Collecting rent from tenants and covering monthly outgoings are understandably the biggest concerns for a landlord. Two popular options are a rent guarantor or rental guarantee insurance; both of which can be implemented at the start of a tenancy agreement to support both tenants and landlords by underwriting any financial
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